ESTO instalments are a flexible payment solution that allows you to conveniently split your payment into monthly instalments. Conveniently spread the purchase amount over a period that suits you. You can choose the period and the amount you want to pay when you make your purchase, if you choose ESTO installments at the checkout.
Use ESTO hire purchase in e-shops and physical stores. You can find all ESTO partner shops on ESTO Market.
How to use the ESTO hire purchase?
- Add the products you need to your shopping cart.
- Choose ESTO instalment as payment method at checkout.
- Choose your preferred repayment period between 3-60 months.
- Get the decision in real time.
- In case of a positive decision , digitally sign the contract with your ID card, Smart-ID or Mobile-ID.
ESTO hire purchase is offered and managed by ESTO AS. The annual percentage rate of charge for instalment credit from ESTO AS is 23.63%, based on the following model conditions: amount of credit 1490 EUR, cost of goods/services 1490 EUR, deposit 0%, fixed interest rate 11.90%, contract fee 0 EUR, total amount of credit and repayments 1844.64 EUR, assuming that the credit is repaid in equal monthly instalments of 76.86 EUR over 24 months. Check the terms and conditions before signing the contract and consult a specialist if necessary. Follow-up payment is offered and managed by ESTO AS.
ESTO 3 is the most popular new generation payment method. Conveniently divide your purchase amount into 3 equal parts. You can buy everything you need, with no interest, no surcharge and no deposit.
Use the ESTO 3-part payment method in e-shops and physical stores.
You can find all ESTO partner shops on ESTO Market.
How does it work?
By choosing ESTO 3 as your payment method , you can split the total payment into 3 payments.into 3 equal instalments over a period of 3 months without any fees.
- Add the products you need to your shopping cart.
- Choose ESTO 3 as your payment method at the checkout.
- Get the decision in real time.
- If the decision is positive , confirm the purchase.
- ESTO will send you the first invoice on the 15th of the following month.
ESTO Pay later is the new way to pay for your purchases. You keep the purchase amount, you only have to pay within 30 days. This way you can buy exactly what you need by paying 30 days ahead, without interest, surcharges or deposits.
Use ESTO Pay later in e-shops and physical stores.
You can find all ESTO partner shops on ESTO Market.
How does it work?
Choosing ESTO Pay later as the payment method will confirm the order immediately, but you don’t have to pay immediately as the payment deadline is 30 days later.
- Add the products you need to your shopping cart.
- At the checkout, choose ESTO pay later as your payment method.
- Get the decision in real time.
- If the decision is positive , confirm the purchase.
- ESTO will send you an invoice, payable in full within 30 days.
The financial service is provided by ESTO AS. Before you sign a contract, you should read the terms and conditions and, if necessary, consult a professional. For more information, visit www.esto.eu.
WHAT IS ESTO?
ESTO is the preferred payment solutions provider in the Baltics, revolutionising the way merchants sell and consumers buy. ESTO has almost 500 000 active customers and over 3000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.
If you need help, contact an ESTO AS employee at info@esto.eu or visit the ESTO website.
