ESTO offers various financing options to meet your needs. Whether you are looking for a solution to get extra money or want to make a specific investment in home renovation or vehicle purchase, ESTO has a solution for you. Explore our loan products below to choose the one that suits you best.
✔️ Safe and reliable
✔️ Real-time response
✔️ Digital contract signing
✔️ Fixed repayment schedule
Need extra money for larger purchases? Borrow up to €5,000 with an ESTO small loan
✔️Secure and reliable
✔️Answer in real time
✔️Fixed repayment schedule
ESTO small loan helps cover larger expenses and provides the opportunity to get extra funds for unexpected costs.
- Loan amount: 500€ – 5000€
- Period: 6 – 60 months
- Purpose of the loan: small and large expenses
- Special conditions: €0 contract fee
Your loan decision is personal, depending on the loan amount you choose, the length of the contract, and your creditworthiness. You can perform all necessary activities digitally in ESTO self-service, whether it’s applying, changing the loan schedule, or even making an early repayment.
With a repayment schedule, all your monthly payments are equal and fixed throughout the entire loan period. In the ESTO self-service portal, you can easily manage your contracts and repayments immediately after signing the contract.
The annual percentage rate of credit for ESTO AS small loans is 49.37% per annum under the following sample conditions: credit amount 500 EUR, fixed interest rate per annum 15.20%, contract fee 0 EUR, monthly management fee 3.90 EUR, total credit amount and repayment amount 874.52 EUR, provided that the credit is repaid within 36 months in equal monthly installments of 24.29 EUR. Before concluding the contract, please read the terms and conditions and consult a specialist if necessary. The small loan is offered and managed by ESTO AS.
WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.
If you need help, contact an ESTO AS employee info@esto.ee or visit the Esto website.